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Life insurance options at a glance: Term life insurance. Affordable coverage to meet your temporary needs. You'll receive a guaranteed death benefit for the term you choose, and your payments are guaranteed to remain level for the length of the term. Whole life insurance. Gives you level premiums, strong guarantees, and valuable protection. Insurance definition, the act, system, or business of insuring property, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a payment proportionate to the risk involved. See more. Insurance is a legal agreement between a policyholder and an insurance company wherein the latter promises to compensate the former in the event of a loss. The covered event is contingent in nature as it may or may not occur. Thus, an insurance policy keeps the policyholder shielded against such contingent events which may result in a loss. 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Insurance refers to a contractual arrangement in which one party, i.e. insurance company or the insurer, agrees to compensate the loss or damage sustained by another party, i.e. the insured, by paying a definite amount, in exchange for an adequate consideration called as premium. Mortgage protection insurance (MPI) is a type of life insurance policy that offers dual benefits and helps the family with a mortgage if you die. If you have mortgage insurance, it will help you pay a portion or all your mortgage in case you to die. Some insurance companies will let you turn the mortgage insurance into a life insurance policy ... an insurance policy (making them the policyholder) that protects another person or entity (who is the insured). For example, when a company buys life insurance for an employee, the employee is the insured, and the company is the policyholder. How does insurance reduce your financial risk? Basics ofCheap Auto Insurance. We provide a convenient one-stop shopping experience that allows you to quickly find cheap auto insurance deals from leading companies in your area. Because quality matters, you will only receive quotes from trusted insurance providers. Simply find your state in the drop box and click on it for a current list of ... Aetna offers health insurance, as well as dental, vision and other plans, to meet the needs of individuals and families, employers, health care providers and insurance agents/brokers. The path to healthy starts here. Health insurance. Find health insurance plans for you and your family. Explore our many individual and family health insurance coverage options, made to support your health at every stage in life. If you're an employer looking for group health insurance options, view our employer plans. NAIC is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators. We assist state insurance regulators, individually and collectively, in serving the public interest. Driven by our members and their mission, we protect consumers and ensure fair, competitive, and healthy insurance markets.
2021.10.18 05:54 CriticismSure3870 Consulting - Operations/Transformation, Insurance
A bit about me; employed at largest insurance broker and risk management advisor. 10 years experience across the broking value chain including operations and technology where I reported into the COO for APAC an operations manager working across various projects.
I'm currently looking to relocate back to the UK from Australia after 8 years away. Whilst searching for prospective roles I continue to come across roles with the Big4 across their business transformation/operations consulting teams within the insurance client segment.
So, I wanted to know if anyone on here can shed some light as to what those teams/departments are like to work in (work/life, salary, diversity of projects etc etc) and if someone with my experience can even make that transition?
Happy to give further information on myself if needed!
Thanks in advance.
submitted by CriticismSure3870 to Big4 [link] [comments]
2021.10.18 05:54 marmalademagic So true, I was the truth.
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2021.10.18 05:54 nanaluvya Kitty (7 months) tooth got stuck in collar!
Basically I was gone for the weekend. My grandfather was taking care of my cat for me for the two days that I was gone and when I got back her collar was stuck on her tooth/gum and it left an imprint. I’m going to take her to the vet in the morning but do you think she is OK? I tried to get pictures of it but she wouldn’t stay still per usual and she’s eating fine and cuddling me right now so I think she’s OK but I want to be more prepared if I need to do something right now.
submitted by nanaluvya to CatAdvice [link] [comments]
2021.10.18 05:54 SixOneFive615 Race Report: Ironman Arizona 70.3. My first triathlon, first open water swim, and first 40+ mi bike ride, all in 90 degree heat.
My background is as a runner, and I've completed a number of marathons prior to making the leap. I know my knees can't continue to take the same beating for the next few decades, so I figured it was time to add in the bike and swim. Coming into this, the only cycling and swimming experience I had was as a little kid, and I had zero REAL experience on a road bike or doing distance swimming.
I live in Las Vegas, and the vast majority of my training time for the race was during 110+ heat, so I spent WAY more time in the gym than I'd have liked. I worked up to back to back 40mi/2hr spin bike session, but never made it past 40mi. Swim went as far as 4500m in a 25m pool. And the treadmill was my happy place. I tried to make the majority of my sessions bricks.
Shame on me for not going to Lake Mead, but I never did an open water swim prior to the event, bought my first road bike about 3 weeks before the event itself, and this was my first triathlon of any kind. I did end up getting in a number of outdoor runs and medium length bike rides towards to the end of the training as Vegas dipped into the 90s at night in September. On to the event...
The forecast was for a day starting in the 60s and working up to the high 70s/low 80s. But Saturday cracked 90 and by the time I arrived just after 5am it was already in the low 70s. I probably got there a little early, but had plenty of time to get my area set up and was really prepared with about everything I could need. The race started at 6:20, and at about 6:00 we all started working our way to the swim start. For whatever reason, the swim start was about .25mi from the transition area in one direction, and .25mi at the exit as well.
This was a rolling start, so everyone got in groups of their projected times and I settled in at the back of the 40-43. I was a little confused why everyone would have 1h:10m to finish the swim from when they started, but that the bike was a hard 5h:30m cutoff from the 6:20am. Due to this, I feel like people who wouldn't normally go in some of the slower groups moved up front, as I spent a lot of the swim running on top of people. The rolling start took a WHILE to get going, and I didn't hit the water for 35 minutes for a 6:55a start. However, during training I'd been listening to a lot of Arcade Fire and The Killers, and as I got close to the front, The Killers' "Read My Mind" came on the speakers and I felt like it was a good sign.
The swim itself was really reasonable, particularly for my first open water swim. It was 4 right turns and 2 left turns (I still don't understand why it wasn't just made a little longer and kept to 4 right turns) in the Tempe Town Lake. We swam directly into a rising sun for most of the race, one of a couple logistical decisions that didn't make a ton of sense, and I definitely got a little off course at about the mid point. The lake itself was right at 68 degrees and felt great in a sleeveless wetsuit. The water was incredibly murky, but it was nice to not taste chlorine for the entire swim. I expected to finish right around 40-43, and ended up at 39m, my fastest 1.2mi I'd ever done.
I headed to the transition and made sure I was really prepared for the bike. In hindsight, 15 mins was WAY too long to spend in transition, but it's a good lesson and could have made a big difference on my final time (more on that later). Taking off on the bike, I was a little nervous, as this was probably the discipline I was least familiar with and had never done the full 56 miles. The course itself was three loops with 22 turns and 5 u-turns on each lap, and about 700ft. of elevation gain each loop.
Literally on the first 90 degree turn, less than a mile in, I did not follow the apex and head on crushed a traffic cone. I hit it so square that it just folded under and I was able to correct and go on my way. I thought it was a bit of a fortuitous start, but luckily that was the only issue that came up on the rest of the ride. I averaged just over 18.3mph and finished at 3:03 with two bathroom stops, significantly faster than I'd expected. The ride went way more smoothly than I could have imagined, thought I do have to gripe that the roads themselves were horrible. I asked numerous other people if this was on par with other events they been in, and they agreed across the board that the roads were really bad.
I felt pretty good heading into the run transition, particularly because this was my discipline. The turnaround was only 5 minutes this time and I was on my way. However, while I was incredibly prepared on the bike, I completely forgot nipple tape, my bag of salt tabs/aspirin, and left without applying sunblock "because I rarely burn". Famous last works. By this point in the day, it was clearly getting pretty hot and I was oddly grateful for having done my training in Las Vegas.
The first three miles were a bit rough. The legs were tight, particularly through the shins and it almost felt like I was about to get shin splint cramps. But much like during the brick training sessions, by mile 4 the legs opened up and I was able to maintain a pace in the low 9s for most of the race. Sucking down a Gu pack every 2 miles, I was feeling good but shocked I couldn't find tape, band aids, or salt at any of the aid stations. I also don't think I saw a clearly marked medical tent for the entire run portion.
The run was two loops, and I actually felt significantly better going into the second loop than the first, probably because I knew I was going to finish at that point. I ended up chatting with a couple folk on the second lap, which served as a really pleasant distraction for a couple of the miles. I crushed water at ever chance, and frankly had to use the bathroom 4-5 times. In hindsight, I probably overdid it on the hydration, but it was over 90 degrees by this point and I wasn't taking any chances. As I took the final turn of the second loop I still had a bit in the tank and cranked out a 7:41 final mile for a half marathon time of 2:05.
My goal was under 7 hours, and in the end I finished in 6:07:22 (right at the 50th percentile for my age group). I was a little miffed I spent 20 minutes in transition and could have ran sub 6 hours, but ultimately the day was a real success in 90 degree heat and I learned a LOT. I felt relatively decent after the race itself and made my way back to the hotel, at that point realizing I looked like a headband/sunglasses wearing lobster. While the front of my hips are a bit sore, I think the sunburn is the worst malady from the event, and a lesson to always use the sunblock whether you think you need it or not. I struggled to eat anything until this evening, but absolutely feasted on pierogis and meatballs at a restaurant near my hotel, and came back to type this up.
As for the race, I enjoyed it and am glad I chose it as my first triathlon. However, with the really poor quality road, insufferable heat, and a number of other confusing logistical choices, I probably wouldn't do this one again.
From a learning experience standpoint, I'd hurry up on the first transition and be sure to have everything I needed for the run during the second. It's good to know I don't need to be as crazy about hydrating as I was, and I'd like to work in some solid foods next time (Tailwind and Gu packs got a bit old by the run).
But realistically, if those were my only errors on my first triathlon, I'm feeling pretty good. Now to take a little time off, do some strength work, then begin training for the full Ironman Alaska next August...
submitted by SixOneFive615 to triathlon [link] [comments]
2021.10.18 05:54 NoBrilliant6924 You should definitely try!
Hello friends, today I'm going to share my opinion of the best ds game ever and you should definitely give it a try!!!
And my opinion the best ds game ever with the best story and gameplay is Solatorobo red the hunter...I have played it and I'm in love with this game,it's story is so amazing. I'm not gonna give spoilers, just go and play it....
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2021.10.18 05:54 andrewpinching West Coast beach finds!
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2021.10.18 05:54 Quiet_Advertising494 Não sei se realmente é uma boa notícia, mas recuperei meu investimento.
Há alguns dias atrás postei que meu amigo fez eu comprar 350 reais de fone bluetooth achando q eu ia vender fone de 30 reais por 130, no fim não consegui vender nem a 50. Mas algumas horas atrás um cara me ofereceu 500 reais pelos 12 fones. Eu aceitei, mas agora to com medo de ele roubar os fones quando eu for entregar, de ele me matar, ou de me entregar nota falsa. Roubar ou me matar ta até ok, mas se ele me entregar nota falsa eu posso ser preso ou simplesmente ter que jogar elas no lixo. Tem algum método bom além de olhar a marca d'água ou caneta uv? Pq n tenho tempo pra comprar uma caneta uv até amanhã. E eu tbm to com medo de ele n gostar se eu ficar checando as notas pra ver se é real.
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2021.10.18 05:54 PigGuy1988 Pobeda seems monsterous
I've been playing the pobeda a bit after this weekend. Easily getting over 100k damage games in her. If the T8 is like this, how do you think Nahkimov will be? What is your opinion of the new Russian CVs?
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2021.10.18 05:54 Charming_Court_740 Forgive Me Everyone: I drafted Ben Simmons in Fantasy
It was an accident, OK? Someone was going to get him for like $5 and I just had to bump the price up. BUT NOW HE'S ON MY TEAM. FORGIVE ME.
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2021.10.18 05:54 Weebers01 LIGHT AND SHADOW
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2021.10.18 05:54 rawr_means_iloveyou 18 [F4A]
2021.10.18 05:54 Khaetor Need help with this question
So I have some homework to do and one of those questions is this, I have tried multiple times to solve it but I can't. can someone explain how it can be done and what is the answer?
The table contains the supply and demand schedule for Bluefin tuna. Suppose all countries agree to limit tuna fishing to a total of 15,000 tons per year through a strictly enforced licensing program for fishermen.
|Price per Pound||Quantity Demanded (tons)||Quantity Supplied(tons)|
2021.10.18 05:54 dykemike10 Backdashing and blocking are scrub techs that should have been banned since tekken 1
Before i continue, i'd just like to clarify that i main the most honest character in the franchise (Eddy) and that im currently at brawler so i know what im talking about
So first of all, why do i think those are scrub techs that should be banned? This is because neutral is a myth. Thats right. This is a fighting game, not a waiting game. If you wanna play neutral go play minecraft or something. I fucking hate it when i play unpredictably (ITS NOT MASHING!!) and then i get low parried by a scrub playing a sweaty mishima.
Backdashing is also a scrub tech because it makes you get out of tough situations easily, which makes unblockables (WHICH ARE SUPPOSED TO BE STRONG!!!) Completely useless. Korean backdashing is straight up cheating.
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2021.10.18 05:54 ContentForager Deep Rock Galactic cosmetics be like... (/r/DeepRockGalactic)
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2021.10.18 05:54 PARADOX7140 A cool theory I have
Ok so I've just finished LoC, but what I'm about to say may or may not have something from the later books.
So I was just thinking, and I came up with a great scenario, thought I should share it here. Ok so from all that I've read, I think that the DO's motivation is to destroy the WoT. I also think that the seven ages are repeated forever. So IF the DO is ever successful in destroying the WoT, then it shouldn't even exist right? Because time itself no longer exists right? I don't know if that makes any sense. So from this we know that the DO is never successful. So it made me think, what is the DO's purpose? The DO knows he can never be successful, so why bother? Is the DO's purpose only to exist and 'try' to destroy the wheel? And here comes the interesting part. Keeping in mind all these things, what if, the DO somehow manages to convince Rand that all of this is the creator's fault. Like the creator knows that the DO can never win, but still lets him torment humanity, and that too forever, in an endless cycle. So it's the creator's fault that humanity has to suffer so much. Why even make the WoT, if all it does is make the humans and the DO fight each other again and again, for eternity? So maybe the DO can manage to convince Rand that it is the creator's fault? Just a cool scenario I thought of, thanks for reading.
submitted by PARADOX7140 to WoT [link] [comments]
2021.10.18 05:54 Iamahuman748 Br solo friend
11:45 est solo backout I was a mil sim CTSFO. We drove around in a antelope. We met while fighting each other in antelopes then we had a truce.
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2021.10.18 05:54 lovelyflower85 [REQUEST] Riverdale vs You… and why?!
2021.10.18 05:54 ceej010 Skill Tree Buffs?
Looking at the nodes on the actual tree (not mastery), there aren't many buffs. I thought nodes were generally increasing to compensate for the mastery points we need to spend? Doesn't seem to be the case. They mostly just spread the power out across the wheel and added mastery points to take. I would not be surprised if PoB DPS is down in general.
submitted by ceej010 to pathofexile [link] [comments]
2021.10.18 05:54 QwertyQwertz123 What's something legal in your country that's illegal in most places?
2021.10.18 05:54 AroSparrow_ reason #3725 I shoulda known I was aro
Before I knew I was aroace, I always remember thinking how stupid blind dates and dating just to have a bf/gf was. It never made sense why ppl would want to be in a relationship for “no reason”. Like, weren’t you just supposed to pick one of your friends to date that you already knew well???
Aaaand, turns out I’m aromantic
submitted by AroSparrow_ to aromantic [link] [comments]
2021.10.18 05:54 2_Blue What with the constant fear that during one of her drunken black-out sessions their mom might forget the recipe for hot dogs and peas and they might die of starvation, Wally and The Beavers 'growing up' years was not all fun and games . . .
2021.10.18 05:54 Adaptandevolve9119 [PS4]H:bundle W:offers
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